General Insurance includes:

  • Property
  • Household Contents
  • Vehicle (including Classic Car, Caravan, Trailer and Motorcycle)
  • Marine / Boat
  • Travel
  • Landlord
  • Goods in Transit

Aon Stylecover and AMP General Insurance are the Account Managers for all our General Insurance requirements and they will assist us with any queries or requirements you might have in this regard.

Property

Your home is probably your single most expensive purchase. You need to make sure that it is adequately covered against the following risks:

  • Loss or damage to your home or its grounds as a result of an accident or theft.
  • Liability as owner of your home or its grounds.
  • Gradual damage caused by water leaking or overflowing.

Household Contents

Almost everyone has property and personal possessions that need protection. Some of the major risks you can face include:

  • Loss or damage to your property or personal possessions as a result of an accident, theft or natural disaster.
  • Loss or damage to personal possessions when you’re away from your home.
  • Gradual damage caused by water leaking or overflowing.
  • Liability for damaging someone else’s property.

Vehicle (including Classic Car, Caravan, Trailer and Motorcycle)

As a car owner, you could easily find yourself in some of these situations:

  • Loss of or damage to your vehicle as a result of an accident, theft or natural disaster.
  • Liability for causing injury to someone else or damage to their vehicle or property.
  • Personal injury while driving your vehicle.
  • Difficult legal issues.
  • Finding a suitable repairer for vehicle repairers.

Marine / Boat

As a boat owner, you can face a number of different risks including:

  • Physical loss or damage to your watercraft
  • Public Liability arising out of the use of your watercraft

Travel

If you are travelling overseas or planning to travel overseas, you can face a number of different risks including:

  • Loss of or damage to baggage or personal effects.
  • Loss of money and travel documents.
  • Injury and illness while travelling overseas.
  • Unexpected events resulting in travel delays or missed connections.
  • Causing death or injury to someone else or causing accidental damage to someone else’s property.
  • An event occurring before you leave preventing you from departing on schedule.

Landlord

If you are a Landlord, you can face a number of different risks including:

  • Loss to the rental property caused by malicious damage, vandalism or theft by tenants of the rental property
  • Loss of rent after the tenant vacates the rental property without giving the required notice less any amount recoverable by you from advanced rent paid by the tenant
  • Loss of rent following eviction of the tenant for non-payment of rent
  • Loss of rent where the rental property is untenantable as a result of malicious damage, vandalism or theft by tenants covered by event 1
  • Loss of rent due to prevention of access, following accidental loss, including interruption to utilities supply
  • Legal liability as landlord for accidental damage to tenants property or accidental personal injury at the rental property

Goods in Transit

If you are moving household goods and personal effects within New Zealand, you can face a number of different risks including:

  • Loss or damage caused by a sudden and unexpected accidental event from an external, physical cause
  • Risk of theft, burglary

If you would like to learn more about any of these products, please Contact us today.

Go To Top