Investment Planning
What is Investment Planning?
To us, this means highly personalised, built for your specific needs, transparency, a dedicated Account Manager and Adviser for a long term one-on one relationship, i.e. not a commoditised tick box service (that’s not us).
We have a large scale, highly competent research providers employing top economists and research providers providing us with quality information to form our quarterly strategic outlook for investment markets.
Our investment platform with AMP Financial Services (WealthView) use their own economist and external providers such as Mercer who is a global investment research house employing over 50,000 people globally with expressly the purpose of researching investments and investment specialist funds, categorising and supplying this information to our investment platform to ensure we have the best A grade investments to use in your portfolio, and to rebalance or change if required to achieve the strategic objective and returns to meet your specific needs.
To further broaden our investment offer and options to benefit our clients, we also us Booster who have their own investment specialists and employ different external research and employ different external research providers.
We also use OneAnswer (owned by ANZ) which has a broad range of alterative and additional managed funds including Direct Shares and Direct Bonds that can be purchased and registered on the system.
We do all this offering you the protection of going through all the appropriate steps required by the ‘Financial Markets Authority’ to give you confidence in what we do in the financial markets.
What is Investing?
Investing is putting your money to work to create income or grow your wealth. It’s about understanding your current and future needs and developing a plan (or investment strategy) that will help you move through life.
Diversification
Diversification – spreading your investment funds or “not putting all your eggs in one basket” – is considered by specialists to be one of the fundamental keys to effective investment. Smart diversification allows you to factor out much of the volatility, and hence risk, associated with your investments. The key is to shape a balanced portfolio of investments under your overall strategy, rather than considering investments individually.
Time In The Market
Time is another critical factor in determining the earning potential of your investment portfolio.
Are you concerned about low interest rates, Not getting above inflation returns. Increased capital growth and income equals better quality of life.
Your Strategy
It’s vital that you have a clear understanding of what you’re actually aiming for by investing. Your objectives will directly affect the type and proportion (or asset allocation) of investments you make, the time frame you’re working towards, the total amount you should invest and the rate of return you should aim for.
If you would like to learn more about this process, please Contact us today.